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Products & Services - Merchant Advance

OVERVIEW

Qualifying for a business loan in today's economy is difficult. A typical business loan involves many hurdles for a small business owner, including: excessive paperwork, a lengthy approval process, low approval rates, collateral and personal guarantees for security, fixed monthly payments, and restrictions related to use of funds.

By comparison, a business cash advance offers a streamlined process that provides a simple one page application and immediate unsecured funding from $2500-$600,000. You will further benefit from high approval rates, minimal credit requirements, and a flexible repayment process that is directly tied to your business' sales volume. All of these features provide you with immediate access to funds that you can use for any business purpose.

Unlike a business loan, repayments are linked to your Visa and MasterCard receivables, we don't get paid until you get paid, thus helping you manage the cash flow of your business, especially during slower months.


Use the business cash advance for any business purpose, including:

  • Purchase Inventory/Seasonal Merchandise
  • Remodel
  • Purchase/Repair Equipment
  • Pay off Debt/Taxes
  • Expansion
  • Emergency Funding

    • The merchant advance program converts your future Visa and MasterCard receivables into immediate cash that you can use for any business purpose. Repayments are based on a small fixed percentage of your future Visa and MasterCard receivables. Payments are automatically applied to your remaining balance until the balance is satisfied.
  • Possible Chargeback Reimbursement
  • Chargeback fines
  • Costs to replace actual Cardholder Credit cards
  • Fines imposed by Visa and MasterCard for Non-PCI Compliance
  • Possibility of Termination
  • Potential Cost for Visa/MasterCard mandated Forensic Audit
  • Potential Loss of Business due to total costs associated with Compromise
  • Possible Litigation initiated from Cardholders
  • Negative Media Exposure affecting future business


    Rapid Advance Requirements

    Rapid Advance Brochure

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